Product features

Tailoring your investment to meet your needs

Cash Withdrawals

Taking an income from your investment is nothing new. Most investment companies, ourselves included, have a range of funds that are designed to provide you with an income. However, there may be times when you need more money than the income paid by these funds. The thought of not being able to get your hands on your money when you need it may stop you from investing in the first place. That's why we introduced our Cash Withdrawal Feature, which allows you to take regular withdrawals from your investment.

All you need to do is specify how much you want to withdraw every month. We will automatically sell part of your investment to provide you with the income you require. As providing you with flexible investment solutions is our greatest priority, there will be no additional charge for using the Cash Withdrawal Feature.

You should note however, that if the level of payments made consistently exceed any growth of the fund, the value of your investment will fall.

The feature is available only on investments of £100,000 or more into the accumulation shares of the following funds:  Diversified High Income, Diversified Target Return, Diversified Dynamic Return, Wealth Builder Balanced and Absolute Insight.  More details on the Cash Withdrawal Feature can be found in the Simplified Prospectus, which you should read before investing.

Postponing Your Payments

If you are making regular contributions into your investment, we understand that circumstances change, and sometimes it's not possible or convenient for you to continue to make those payments.

Our regular savings option is flexible. You can take a break from making payments whenever you need to.

All you need to do is let us know that you wish to suspend your payments. That’s it. You don't need to provide us with a reason, and there's no restriction on the length of time you can suspend your payments for and we won't make any charge for this. All we ask is that you keep the minimum investment in your account to keep it running. And when you're ready to start making payments again, all you need to do is pick up the phone.