market leading capabilities 

An early pioneer of liability driven investing (LDI), Insight is now an established market leader in this field, winning industry awards and developing defined benefit solutions for a prestigious client list which continues to grow. Our LDI clients are wide-ranging and their requirements are diverse. We are able to implement flexible solutions, tailored to each client’s needs on either a segregated basis, via a bespoke fund vehicle established for the sole use of the client, or through our LDI Solutions Plus range of pooled funds.

We believe LDI offers a holistic approach to delivering pension promises; it is not simply a de-risking strategy.

Our LDI philosophy is based on the belief that the most effective investment strategies for clients are those where:

• The benchmark for a client’s assets is their unique liability cash flow profile.
• Unrewarded and unintended risk is minimised.
• Active investment risk is managed with diversification and precision to generate returns over liabilities.
  

We are able to address liability risks including inflation risk, interest rate risk and increasingly longevity risk and tailor our solutions to a scheme’s individual funding level and willingness or capacity to take on risk. Through ‘intelligent’ implementation of the interest rate and inflation hedges (i.e. by moving away from a ‘passive’ approach) we also seek to generate cost savings for our clients by identifying market distortions and anomalies which we believe offer asymmetric risk/return characteristics that are highly likely to be rewarded.  

Our ability to engage with trustees, scheme sponsors and their advisers, coupled with our market-leading systems and expertise in modelling liabilities and developing risk management solutions, enables Insight to offer our clients a comprehensive suite of LDI capabilities. Clients appoint Insight either to manage key components of their total solution or indeed the whole solution.