ILF EUR Cash Fund
Our ILF EUR Cash Fund seeks to offer euro investors an effective solution for their cash holdings that reflects the negative yield environment, with a clear objective on security and liquidity, and an income that is comparable to euro-denominated, short-dated money market interest rates. It is a variable NAV (VNAV) fund as defined by the EU money market fund regulations.
Security: we aim to preserve capital by investing only in high quality holdings that carry a minimum credit rating of A1 for short-term investments. The securities we invest in and the counterparties we deal with are rigorously analysed and screened on a regular basis. Credit risk is further mitigated by placing an emphasis on diversification across a range of eligible securities and issuers that have been filtered out by our robust screening processes. Our ILF EUR Cash Fund is rated AAAf /S1+ by Standard and Poor's
Liquidity: daily liquidity
Yield: we aim to generate an income that is comparable to euro-denominated short-dated money market interest rates
Insight's investment team1
Our team comprises five dedicated money market and liquidity fund managers who manage pooled fund assets of £42.3bn on behalf of our clients. They have an average of 20 years' industry experience.
Our team also draws on our wider Fixed Income Group which employs over 119 investment professionals managing £154.6bn of fixed income assets. This group includes 43 credit research analysts and eight dedicated investment traders.
As at 31 March 2021.
Application and account opening forms
Account opening form: Insight Liquidity Funds
Account opening form for use by investors for ILF GBP Liquidity Fund, ILF EUR Cash Fund, ILF USD Liquidity Fund, ILF GBP Liquidity Plus Fund and ILF EUR Liquidity Plus Fund.
Account opening form: Insight Liquidity Funds (UK occupational pension scheme investors)
Account opening form for use by UK occupational pension scheme investors for ILF GBP Liquidity Fund, ILF EUR Cash Fund, ILF USD Liquidity Fund, ILF GBP Liquidity Plus Fund and ILF EUR Liquidity Plus Fund.
Fund and strategy profiles
Fund and strategy updates
Help on how to invest
Prospectuses and scheme documents
Insight Liquidity Funds plc First Addendum to the Fund Supplements
This 26 February 2021 Addendum is supplemental to, forms part of and should be read in conjunction with the Prospectus dated 4 August 2020 and the Fund Supplements whose dates are set out in the Appendices to this Addendum.
Insight Liquidity Funds plc Memorandum and Articles of Association
Insight Liquidity Funds plc Memorandum and Articles of Association.
Insight Liquidity Funds plc country supplement for UK investors
This is a country supplement for investors in the United Kingdom to the prospectus of Insight Liquidity Funds plc.
Insight Liquidity Funds plc prospectus
This prospectus should be read in conjunction with the relevant supplement dealing with each fund.
ILF EUR Cash Fund supplement
This supplement contains specific information in relation to ILF EUR Cash Fund, a sub-fund of Insight Liquidity Funds plc.
Report and accounts
Transaction and switch forms
5-year performance table
|Calendar year returns||12-month rolling returns|
|Insight EUR Cash Fund||-0.48||-0.41||-0.43||-0.43||-0.25||-0.48||-0.41||-0.43||-0.43||-0.25||EUR||06/09/2012|
|7-Day EUR LIBID||-0.65||-0.58||-0.53||-0.51||-0.47||-0.65||-0.58||-0.53||-0.51||-0.47|
1Team statistics and assets under management (AUM) data shown as at 31 December 2020 and represented by the value of cash securities and other economic exposure managed for clients.
The value of investments and any income from them will fluctuate and is not guaranteed (this may be partly due to exchange rate fluctuations). Investors may not get back the full amount invested. Past performance is not a guide to future performance.
An investment in a money market fund is not a guaranteed investment and it is different to an investment in deposits as the principal invested is capable of fluctuation. The Fund does not rely on external support for guaranteeing its ability to sell its assets and/or meet redemptions (liquidity) or stabilising the fund’s price per unit/share (Net Asset Value). There is a risk of loss of the principal invested, which is borne by the investor.
This is not a banking product and whilst preservation of capital is a major component of the objective it is not guaranteed. The value of capital invested in a money market fund may fluctuate. Neither Insight nor any other BNYM group company will provide capital support in the event of any capital loss, which will be borne by the investor.
Where the portfolio holds over 35% of its net asset value in securities of one governmental issuer, the value of the portfolio may be profoundly affected if one or more of these issuers fails to meet its obligations or suffers a ratings downgrade.
The issuer of a debt security may not pay income or repay capital to the bondholder when due.