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Important Disclosures

Opinions expressed whether in general, on the performance of individual funds, or in a wider economic context, represent the views of the contributor at the time of preparation. They are subject to change and should not be interpreted as investment advice, which Insight Investment is not authorised to give.

Past performance is not a guide to future performance. The value of investments and any income from them will fluctuate and is not guaranteed (this may be partly due to exchange rate fluctuations). Investors may not get back the full amount invested. Investment involves risk, including the possible loss of principal. No assurance can be given that the performance objectives of a given strategy will be achieved.

If you are in doubt about the suitability of an investment, please contact your financial adviser.

Regulatory Information and Registered Offices

Insight Investment Management (Global) Limited is authorised and regulated by the Financial Conduct Authority (no. 119308). Registered in England and Wales. Registered number: 00827982. Registered office: 160 Queen Victoria Street London EC4V 4LA. VAT number GB 577 7181 95.

Insight Investment Funds Management Limited is authorised and regulated by the Financial Conduct Authority (no. 122259). Registered in England and Wales. Registered number: 01835691. Registered office: 160 Queen Victoria Street London EC4V 4LA. VAT number GB 577 7181 95.

Insight Investment International Limited is authorised and regulated by the Financial Conduct Authority (no. 416024). Registered in England and Wales. Registered number: 03169281. Registered office: 160 Queen Victoria Street London EC4V 4LA. VAT number GB 577 7181 95.

Insight Investment Management (Europe) Limited is authorised and regulated by the Central Bank of Ireland. (Ref. No. C154503). Registered in Ireland. Registered number 581405. Registered office: Riverside Two, 43-49 Sir John Rogerson’s Quay, Dublin, D02 KV60.

Insight Investment is the corporate brand for the companies managed or administered by Insight Investment Management Limited. Insight Investment includes Insight Investment Management (Global) Limited (IIMG) and Insight Investment International Limited (IIIL), each of which provides asset management services. These companies may be referred to as ‘Insight’ or ‘Insight Investment’. In the United Kingdom the business of Insight is conducted by IIMG, Insight Investment Funds Management Limited and IIIL, which are registered in England (Nos. 00827982, 01835691 and 03169281 respectively). These companies’ registered office is at 160 Queen Victoria Street, London, EC4V 4LA. These companies are authorised and regulated by the Financial Conduct Authority. In certain European countries the services of Insight are offered by Insight Investment Management (Europe) Limited which is registered in Ireland (No. 581405) and regulated by the Central Bank of Ireland under CBI reference number C154503. In the United States the services of Insight are offered by IIIL and Insight North America LLC (INA), under the brand name Insight Investment. In Australia the business of Insight is conducted by Insight Investment Australia Pty Ltd., which is regulated by the Australian Securities and Investments Commission (Licence No. 230541), and registered in Australia (ABN 69 076 812 381). Services in Australia are also carried out by IIIL and IIMGL, and each is exempt from the requirement to hold an Australian Financial Services licence in respect of the financial services it provides to wholesale investors in Australia and is authorised and regulated by the (UK) Financial Conduct Authority under UK laws, which differ from Australian laws. In Canada the services of Insight are offered by IIIL and IIMG. In Japan the services of Insight are offered by IIIL.

The Insight Investment group of companies are wholly owned subsidiaries of The Bank of New York Mellon Corporation. BNY Mellon is the corporate brand of The Bank of New York Mellon Corporation and may also be used as a generic term to reference the Corporation as a whole or its various subsidiaries generally. Products and services may be provided under various brand names and in various countries by subsidiaries, affiliates and joint ventures of The Bank of New York Mellon Corporation where authorized and regulated as required within each jurisdiction. Unless you are notified to the contrary, the products and services mentioned are not insured by the FDIC (or by any governmental entity) and are not guaranteed by or obligations of The Bank of New York Mellon Corporation or any of its affiliates. The Bank of New York Corporation assumes no responsibility for the accuracy or completeness of the above data and disclaims all expressed or implied warranties in connection therewith.

ILF USD Liquidity Fund

Contact Us

Call our team on +44 20 7321 1811

or email Insurance Team

Please read important information about Insight's data collection policies HERE before sharing your personal information with us on email.

Our ILF USD Liquidity Fund invests in low risk, short-dated debt securities and other money market investments. We focus on providing investors with stability of capital and daily liquidity, with an income comparable to US dollar-denominated, short-dated money market interest rates. It is a low volatility NAV (LVNAV) fund as defined by the EU money market fund regulations.

Features

Security: we aim to preserve capital by investing only in high quality holdings that carry a minimum credit rating of A1 for short-term investments. The securities we invest in and the counterparties we deal with are rigorously analysed and screened on a regular basis. Credit risk is further mitigated by placing an emphasis on diversification across a range of eligible securities and issuers that have been filtered out by our robust screening processes. Our ILF USD Liquidity Fund is rated AAAm by Standard and Poor's and AAA-mmf by Fitch Ratings

Liquidity: daily liquidity

Yield: we aim to generate an income that is comparable to US dollar-denominated short-dated money market interest rates

Snapshot

ILF USD Liquidity Fund

Performance

USD Liquidity Fund table

Insight's investment team¹

Our team comprises five dedicated money market and liquidity fund managers who manage pooled fund assets of £41.1bn on behalf of our clients. They have an average of 22 years' industry experience.

Our team also draws on our wider Fixed Income Group which employs over 168 investment professionals managing £233.5bn of fixed income assets. This group includes 47 credit research analysts and 13 dedicated investment traders.

ILF USD Liquidity Fund

$717.1^m Fund size

11.3^days Weighted average maturity

11.3^days Weighted average life

As at 31 May 2022.

Prospectuses and scheme documents

Report and accounts

Our Liquidiy Management strategies

Important information

10-year performance table

	Calendar year returns										12-month rolling returns
	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2021-2022	2020-2021	2019-2020	2018-2019	2017-2018	2016-2017	2015-2016	2014-2015	2013-2014	2012-2013	Currency	Inception date
Insight USD Liquidity Fund	0.09	0.56	2.36	2.02	1.16	0.58	0.20	0.13	0.17	0.24	0.10	0.20	2.10	2.27	1.33	0.69	0.27	0.14	0.15	0.21	USD	18/03/2005
EFFR	0.08	0.35	2.11	1.83	0.98	0.35	0.06	0.02	0.06	0.09	0.09	0.06	1.84	2.06	1.17	0.44	0.13	0.03	0.04	0.09

¹Team statistics and assets under management (AUM) data shown as at 31 March 2022 and represented by the value of cash securities and other economic exposure managed for clients.

²Benchmark: Effective Federal Funds Rate (EFFR) (previously benchmarked against 7-day USD LIBID until 1 October 2020).

The value of investments and any income from them will fluctuate and is not guaranteed (this may be partly due to exchange rate fluctuations). Investors may not get back the full amount invested. Past performance is not a guide to future performance.

An investment in a money market fund is not a guaranteed investment and it is different to an investment in deposits as the principal invested is capable of fluctuation. The Fund does not rely on external support for guaranteeing its ability to sell its assets and/or meet redemptions (liquidity) or stabilising the fund’s price per unit/share (Net Asset Value). There is a risk of loss of the principal invested, which is borne by the investor.

The performance results shown, whether net or gross of investment management fees, reflect the reinvestment of dividends and/or income and other earnings. Any gross of fees performance does not include fees, taxes and charges and these can have a material detrimental effect on the performance of an investment. Taxes and certain charges, such as currency conversion charges may depend on the individual situation of each investor and are subject to change in future.

This is not a banking product and whilst preservation of capital is a major component of the objective it is not guaranteed. The value of capital invested in a money market fund may fluctuate. Neither Insight nor any other BNYM group company will provide capital support in the event of any capital loss, which will be borne by the investor.

Where the portfolio holds over 35% of its net asset value in securities of one governmental issuer, the value of the portfolio may be profoundly affected if one or more of these issuers fails to meet its obligations or suffers a ratings downgrade.

The issuer of a debt security may not pay income or repay capital to the bondholder when due.

Important information

ILF USD Liquidity Fund

Contact Us

Features

Snapshot

Performance

Insight's investment team1

ILF USD Liquidity Fund

Corporate profile

Factsheets

Fund and strategy updates

Help on how to invest

Prospectuses and scheme documents

Report and accounts

Our Liquidiy Management strategies

Insight's investment team¹