ILF USD Liquidity Fund
Our ILF USD Liquidity Fund invests in low risk, short-dated debt securities and other money market investments. We focus on providing investors with stability of capital and daily liquidity, with an income comparable to US dollar-denominated, short-dated money market interest rates. It is a low volatility NAV (LVNAV) fund as defined by the EU money market fund regulations.
Security: we aim to preserve capital by investing only in high quality holdings that carry a minimum credit rating of A1 for short-term investments. The securities we invest in and the counterparties we deal with are rigorously analysed and screened on a regular basis. Credit risk is further mitigated by placing an emphasis on diversification across a range of eligible securities and issuers that have been filtered out by our robust screening processes. Our ILF USD Liquidity Fund is rated AAAm by Standard and Poor's and AAA-mmf by Fitch Ratings
Liquidity: daily liquidity
Yield: we aim to generate an income that is comparable to US dollar-denominated short-dated money market interest rates
Insight's investment team1
Our team comprises five dedicated money market and liquidity fund managers who manage pooled fund assets of £41.1bn on behalf of our clients. They have an average of 22 years' industry experience.
Our team also draws on our wider Fixed Income Group which employs over 168 investment professionals managing £233.5bn of fixed income assets. This group includes 47 credit research analysts and 13 dedicated investment traders.
As at 31 May 2022.
Fund and strategy updates
Help on how to invest
Prospectuses and scheme documents
ILF USD Liquidity Fund supplement
This supplement contains specific information in relation to ILF USD Liquidity Fund, a sub-fund of Insight Liquidity Funds plc.
Insight Liquidity Funds plc First Addendum to the Prospectus
This 30 June 2021 Addendum is supplemental to, forms part of and should be read in conjunction with, the Prospectus dated 04 Aug 20, the supplements of the Funds listed herein and a first addendum to certain supplements of the sub-funds dated 26 Feb 21.
Insight Liquidity Funds plc Memorandum and Articles of Association
Insight Liquidity Funds plc Memorandum and Articles of Association.
Insight Liquidity Funds plc country supplement for UK investors
This is a country supplement for investors in the United Kingdom to the prospectus of Insight Liquidity Funds plc.
Insight Liquidity Funds plc prospectus
This prospectus should be read in conjunction with the relevant supplement dealing with each fund.
Report and accounts
10-year performance table
|Calendar year returns||12-month rolling returns|
|Insight USD Liquidity Fund||0.09||0.56||2.36||2.02||1.16||0.58||0.20||0.13||0.17||0.24||0.10||0.20||2.10||2.27||1.33||0.69||0.27||0.14||0.15||0.21||USD||18/03/2005|
1Team statistics and assets under management (AUM) data shown as at 31 March 2022 and represented by the value of cash securities and other economic exposure managed for clients.
2Benchmark: Effective Federal Funds Rate (EFFR) (previously benchmarked against 7-day USD LIBID until 1 October 2020).
The value of investments and any income from them will fluctuate and is not guaranteed (this may be partly due to exchange rate fluctuations). Investors may not get back the full amount invested. Past performance is not a guide to future performance.
An investment in a money market fund is not a guaranteed investment and it is different to an investment in deposits as the principal invested is capable of fluctuation. The Fund does not rely on external support for guaranteeing its ability to sell its assets and/or meet redemptions (liquidity) or stabilising the fund’s price per unit/share (Net Asset Value). There is a risk of loss of the principal invested, which is borne by the investor.
The performance results shown, whether net or gross of investment management fees, reflect the reinvestment of dividends and/or income and other earnings. Any gross of fees performance does not include fees, taxes and charges and these can have a material detrimental effect on the performance of an investment. Taxes and certain charges, such as currency conversion charges may depend on the individual situation of each investor and are subject to change in future.
This is not a banking product and whilst preservation of capital is a major component of the objective it is not guaranteed. The value of capital invested in a money market fund may fluctuate. Neither Insight nor any other BNYM group company will provide capital support in the event of any capital loss, which will be borne by the investor.
Where the portfolio holds over 35% of its net asset value in securities of one governmental issuer, the value of the portfolio may be profoundly affected if one or more of these issuers fails to meet its obligations or suffers a ratings downgrade.
The issuer of a debt security may not pay income or repay capital to the bondholder when due.