Insight's cash management capabilities | Insight Investment

Insight manages cash by balancing three objectives: security, liquidity and yield. Rather than treating yield as the sole measure of success, the Money Markets Team considers the credit quality, maturity, liquidity and diversification of the portfolio, as well as its ability to meet investors’ expected cash requirements.

The dedicated team operates as part of Insight’s wider Fixed Income Group, allowing it to draw on broader credit research, trading and risk-management resources. Insight’s longest-running money market fund was launched in 2003, giving the team experience of managing cash through different interest-rate cycles and periods of market stress.

Liquidity funds are professionally managed cash investment funds designed to help organisations manage short-term cash balances while balancing capital preservation, liquidity and yield. They invest in diversified portfolios of high-quality, short-term instruments and are commonly used to manage operational cash, reserves and other cash holdings that need to remain readily accessible.

Insight's Liquidity Funds provide daily liquidity and are designed to help organisations manage cash efficiently while maintaining a strong focus on capital preservation and risk management. The range includes LVNAV and government-focused money market funds, offering solutions for different liquidity and investment requirements.

The Insight Liquidity Plus Funds are designed for investors with cash that is not required for day-to-day liquidity needs and can be invested over a longer time horizon. Unlike traditional money market funds, they can invest in a broader range of high-quality short-term fixed income securities, enabling them to seek higher returns than traditional money market funds while maintaining a strong focus on liquidity, diversification and capital preservation.

What makes them distinctive is their ability to help investors manage reinvestment risk and potentially lock in higher yields for longer than traditional money market funds. This makes them an option for investors looking to segment cash reserves between immediate liquidity requirements and medium-term cash holdings.

Insight's money market funds are designed to support the management of core liquidity. They invest in diversified portfolios of high-quality, short-dated instruments and provide daily dealing and liquidity, making them well suited to investors who need to preserve capital while maintaining access to cash. Within a broader liquidity framework, they can help investors diversify cash holdings beyond traditional bank deposits while retaining flexibility and operational efficiency.

Money market funds can help organisations diversify cash holdings beyond a single bank while maintaining daily liquidity and a strong focus on capital preservation. Bank deposits, meanwhile, provide direct and readily accessible cash held with a single banking institution, which may appeal to investors seeking immediate access to their balances.

Insight's money market funds are designed to provide a highly liquid and efficient solution for managing operational cash and short-term liquidity needs, offering diversification across a broad range of eligible issuers and instruments, professional liquidity management and the potential to access a wider range of high-quality short-term investment opportunities than may be available through a single bank relationship.