How Insight is driving innovation | Insight Investment

Insight is broadening the fixed income toolkit beyond traditional markets, using specialist research and global flexibility to uncover value in areas such as ABS, emerging markets and high yield, while also improving delivery through ETFs, US self-managed accounts (SMAs) and digital formats.

Insight is combining policy leadership with practical innovation, including new approaches to longevity hedging and flexible fiduciary management, to help schemes manage risk confidently and keep surplus capital working for members and corporate sponsors.

• Find out more on our efforts regarding longevity hedging: Living longer: what it means for our health, work, and retirement

Insight is adapting institutional cashflow and risk-management techniques for individuals. New approaches developed in both the UK and US aim to offer more predictable income, more flexibility and greater long-term security in retirement compared with traditional retirement options, making the most of Insight’s fixed income expertise to build portfolios of bonds that offer cashflows in line with retirees’ needs – alongside a focus on the reliability and security that retirees need and expect.

• Find out more: Flex and fix: solving the retirement challenge for individuals

Insight is targeting the complexity premium in fixed income through areas such as asset-backed securities, seeking to make the most of benchmark-agnostic allocations, and focusing on liquidity-aware portfolio design, helping investors seek higher income without giving up flexibility or transparency.

Insight is bringing institutional-quality fixed income strategies into the active ETF format, combining professional security selection and risk control with the liquidity, transparency and tax efficiency that investors increasingly want.

Insight is treating liquidity as an active part of fixed income investing, combining cash expertise, short-term credit and platform connectivity through the LiquidityDirect platform to help clients manage cash more strategically across vehicles, currencies and maturities.

Insight is making institutional fixed income capabilities more accessible through personalised retirement income solutions, scalable US SMAs and local fund vehicles, supported by technology that allows customised portfolios to be delivered at scale.

Insight is exploring how tokenisation and digital infrastructure can improve settlement, collateral efficiency and investor access, while positioning its fixed income capabilities to be delivered across both traditional and emerging formats.

• Find out more: Digital assets: a new frontier