Growing numbers of retirees are responsible for managing their accumulated assets rather than relying on pension plans to provide retirement income.
Insight is well-versed in helping pension plans invest to meet their objectives, delivering the outcomes they seek against the benchmark they set – we have adapted this approach for individuals.
We focus on where our expertise matters, and how we can help these investors most – our agility as an investment boutique with a technical edge in bond markets, research, and a focus that targets outcomes rather than only chasing returns.
Insight PersonalBond SMA offers investors a customized income, competitive yield, consistent cashflow, and flexibility to change or redeem whenever they want. The investment income from Personal Bond will be comprised of interest payments on the bonds held and a partial repayment of the principal investment in these bonds.
You can plan with your client to deliver steady income cashflows from four to 25 years.
You can create custom portfolios in a separately managed account which personalizes your client’s income to their requirements.
Plans change and Personal Bond is a flexible solution. Should their circumstances or needs change, your client can adjust their income cashflows, make contributions, take withdrawals or sell part or all of their portfolio within seven days.
Your client will own US Treasury bonds and high-quality US corporate bonds in a portfolio designed to provide stability and consistency of income. We invest prudently based on our long institutional track record, with a focus on quality and diversification.
