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Investment solutions for insurers

Investment solutions for insurers

Specialist expertise

We have extensive experience serving insurers. To learn more about how we can help you email insurance@insightinvestment.com.

£614.3bn

Firm AUM1

£23.9bn

Insurance AUM1

76

Insurance clients2

32+ years

Insurance experience

288

Investment professionals2

184

Global FI professionals2

19 years

Global FI experience2

1,038

Global workforce2

Working with you to optimise your solution

Investment strategy for insurers

Different components will be appropriate for different types of insurer in different jurisdictions

Cashflow management

  • Optimise liquidity for managing expected and unexpected cash flows
  • Money market funds offer liquidity and capital efficiency

Optimise assets versus liabilities

  • Efficiently deliver income within regulatory capital budget
  • Portfolio tailored to insurer’s liabilities and risk appetite

Diversify and enhance portfolio spread

  • Increased diversification and yield enhancement
  • Public, private and hybrid investing

Case Study: Enhanced Yield Liquidity Funds for Lloyd's Syndicates

Many insurers with short-dated and uncertain liabilities maintain significant cash balances to support liquidity needs.

While prudent, this can create a drag on portfolio returns.

To help Lloyd's syndicates enhance returns while maintaining liquidity, Insight developed enhanced yield liquidity funds in both GBP and EUR.

The funds combine Insight's expertise in cash management and asset-backed securities (ABS), allocating up to 25% to senior STS ABS.

The strategy aims to deliver a premium of approximately 30bps above the relevant money market rate. 

It is designed to remian highly capital efficient while offering next-day liquidity.

For more information on the strategy, please download the fund flyer or access the latest factsheets and application forms via the Waystone platform.

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Why are STS asset-backed securities important for insurers?

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Opportunities for insurers

We believe fixed income markets today present insurers with significant opportunities to build portfolios that help them target enhanced yields, reduce risk, or both. This video series outlines some key areas of focus that we believe insurers should consider.

Deep investment solutions resources
Our clients benefit from open access to an extensive pool of investment professionals including portfolio managers, research analysts, actuaries and solution designers. We like to work in partnership with our clients and strive to be an extension of your team.
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